Superannuation increases: what's the catch?
It’s the start of the new financial year and whilst for many it may not feel like a big deal, it might come as surprise to some that this may mean less in your pay packet. The Government has brought in new rules around increasing superannuation guarantee from 9% to 9.25% and whilst it sounds…
It's tax time! Olivia Talks to ABC radio.
It's tax time! write my essay It is that time of year when many people are scrambling around looking for receipts, digging out the old shoe box or going through the credit card statements. It is tax time and most people do not want to pay more than they have to. So what is the…
Tips for Children and money
In today’s world of technology and gadgets, it can certainly be tough to teach children a sense of being prudent or frugal with money. We have to keep in mind that these days they will rarely see money spent any way other than from a machine in the wall or seeing their parents handing over…
Do you really need health insurance?
With health insurance premiums always on the rise, the argument of whether to have health insurance or not has been waged for many years. Do I take out health insurance or do I invest the same amount each year and use this if I get sick? And what about the tax or rebate incentives, are…
Olivia features on front cover giving her top tax tips
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30 ways to maximise your tax return
The end of the financial year is rapidly approaching and now is certainly a great time to take steps to reduce your tax bill and put yourself in the best position for the next financial year. All too often tax planning is left to the last minute which makes it difficult to minimise tax, so…
Olivia named on top 10 list of finance influencers
Aspire Retire’s Olivia Maragna is featured in caricature style in today’s Courier Mail, thanks to James McCullough's City Beat column. download adobe cs6 Olivia Maragna is the Co-founder of Aspire Retire, a rapidly growing independent financial planning firm and has cracked the top 10 for the first time as one of Australia’s leading finance influencers sharing the list…
How does the federal budget affect you?
THE Budget has delivered better funding for school kids but little relief for families. People with disabilities and entrepreneurs are getting more funding, smokers are getting taxed more, and pensioners stand to benefit from selling their houses. Find out what the Budget means for you. If you’re thinking of having a baby… … it’s time…
Federal Budget Update & Speech
Tonight, Wayne Swan handed down the 2013-14 Federal Budget with the expected headline that the Government is predicting an $18 billion deficit in 2013-14. The Government predicts a return to a balanced Budget in 2015-16 and a Budget surplus in 2016-17. The key focus of this Budget was implementing the Government’s well-publicised education funding and…
Aspire Retire features in today’s Courier Mail
Winner proves she’s in for the long haul It’s a sobering statistic but less than 40 per cent of businesses that launched a decade ago are still around today, according to official figures. Worse, Australian Bureau of Statistics numbers show half never make it to their fourth year. It’s for this reason that Telstra’s 2008…
Your Retirement Plans – Will they involve travel or childcare?
You’ve planned financially for your retirement and now that it is here … the time has come to travel and pursue those hobbies you’ve always wanted to try. That is, of course, unless you’ve somehow become a day care centre for your grand children. Are more and more retirees missing their window of opportunity to…
Negatively gearing on rental properties under attack
Negatively geared property investors lost an astonishing $13.2 billion in 2010-11. So will the government change the rules around this tax perk? RENTAL INCOME AND DEDUCTIONS There are now 1.76 million people in Australia who own an interest in a rental property. The figures identify negative gearing as one of the key drains on personal tax…