Cut the cards to stay out of trouble
BRISBANE families are watching every cent as household budgets struggle to cover increasing costs with less income. THE Watts family juggle a small business, household expenses and a mortgage – all without a credit card. Currently on maternity leave from her HR consulting business watts next, Sue-Ellen Watts said the family budget put aside money…
Changes to $677 Million in Unclaimed money
Changes to the Commonwealth unclaimed money laws In December 2012, Commonwealth laws that govern unclaimed money were amended by the Treasury Legislation Amendment (Unclaimed Money and Other Measures) Act 2012. Institutions have until 31 May 2013 to provide unclaimed money records to ASIC. What do the changes mean for you? For consumers, the most significant…
The danger of Set and Forget
I always use the analogy of a freshly landscaped garden when it comes to your own financial plan. Once established and the new plants are watered in, you can’t let it go unattended and expect it to thrive. It requires weeding, fertilising and monitoring, and your own financial plan is no different. A set and…
Olivia speaks on radio about the recent super changes
Olivia speaks to ABC radio about the recent super changes. Here the audio link below (Source:612ABC) cheap antivirus software download https://www.aspireretire.com.au/wp-content/uploads/2013/04/Memo1.m4a zp8497586rq
Olivia features on the Front cover of Charter Magazine
Aspire Retire's Olivia Maragna is featured on the front cover of Charter Magazine. Best in class: Practice, prizes and the personal touch: Olivia Maragna’s inspiring business journey. She has built a solid reputation as a leader in the financial planning sector, and it comes from a fundamental appreciation of hard work. Read the full article…
Tips for long-term business success
Owning your own business is one of the most risky investments you can have. Whilst you take on more risk being in business, ideally the returns should also be bigger –whether it is financially or non-financial through flexible work conditions or work life balance. As a business owner, there are some important financial aspects that…
Superannuation changes can affect everyone
While there is a lot of talk from our Government around tinkering with superannuation, it's important to note that changes have the potential to affect nearly every one of us. There are now more than 31.9 million superannuation accounts in Australia with over $117.5 billion contributed to superannuation in the year to June 2012. This…
Finance advice for carers of the elderly
One topic people don’t like talking about more than dying is getting old and not being able to look after yourself. online essay writer However, with our population over the age of 70 likely to double to nearly four million in the next 20 years, aged care is an issue that will be of increasing…
It’s never to late to start planning for retirement.
It's never to late to start planning for retirement. Aspire Retire's Olivia Maragna and Australian Adviser of the Year responds to this question as finance expert for Brisbane Times. Question from John, of Capalaba: I don't own a house. I'm unlikely to be in a position to buy a house. Ever. This is okay now…
Financial Vows
Financial Vows We all remember the important part of our wedding vows – “for richer or poorer”. But after the excitement of your special day, most newly weds leave their financial management to chance. This can sometimes cause issues within a relationship as each person has different goals, dreams and attitudes towards money and what to do…