Keeping you informed and up to date.

The new financial year is a great time to take another look at your finances  and reflect on what you have achieved, where you want to go and what you need to  get there. These times of reflection are critical to our lives whether we run  our own business, are employed or retired.  The below…

You've probably heard of salary sacrificing, but how well do you understand it? write my paper You can use it to contribute to superannuation funds – even lease for motor vehicles. So, is it something that you should or shouldn't do? Financial expert and Australia's adviser of the year, Olivia Maragna from Aspire Retire Financial…

The Government made some changes to the superannuation system recently.  These include – Super guarantee to rise from 9% to 9.25%. Increase in superannaution contribution cap for over 60's from $25,000 to $35,000. New super guarantee requirements for workers over 70.  Financial Adviser and recently named Australia's adviser of the year, Olivia Maragna from Aspire Retire…

It's tax time! write my essay It is that time of year when many people are scrambling around looking for receipts, digging out the old shoe box or going through the credit card statements. It is tax time and most people do not want to pay more than they have to. So what is the…

Did you know that there is Medicare, Medicare Surcharge, Lifetime Loading and Health Insurance Rebates and each one of these has different rules around whether they apply to you depending on your income and age? Confused?  Listen to Aspire Retire's Olivia Maragna explain these on ABC Radio. Financial Adviser and Australia's adviser of the year,…

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The end of the financial year is rapidly approaching and now is certainly a great time to take steps to reduce your tax bill and put yourself in the best position for the next financial year. All too often tax planning is left to the last minute which makes it difficult to minimise tax, so…

2013 Federal Budget Wrap Up from Aspire Retire Click here Federal Budget 2013      

Budget Summary 2013 Personal Income Tax Deferral of the 2015-16 tax cuts. The Government will defer tax cuts until the carbon price is projected to be above $25.40 in the Budget. This is essentially estimated to be in 2018-19.  Introduction of Disability Care Australia The significant reform is the introduction of DisabilityCare and the increase…

Tonight, Wayne Swan handed down the 2013-14 Federal Budget with the expected headline that the Government is predicting an $18 billion deficit in 2013-14.  The Government predicts a return to a balanced Budget in 2015-16 and a Budget surplus in 2016-17. The key focus of this Budget was implementing the Government’s well-publicised education funding and…

Negatively geared property investors lost an astonishing $13.2 billion in 2010-11. So will the government change the rules around this tax perk? RENTAL INCOME AND DEDUCTIONS There are now 1.76 million people in Australia who own an interest in a rental property. The figures identify negative gearing as one of the key drains on personal tax…

Aspire Retire's Olivia Maragna is featured on the front cover of Charter Magazine.   Best in class: Practice, prizes and the personal touch: Olivia Maragna’s inspiring business journey.   She has built a solid reputation as a leader in the financial planning sector, and it comes from a fundamental appreciation of hard work. Read the full article…