Your Retirement Plans – Will they involve travel or childcare?
You’ve planned financially for your retirement and now that it is here … the time has come to travel and pursue those hobbies you’ve always wanted to try. That is, of course, unless you’ve somehow become a day care centre for your grand children. Are more and more retirees missing their window of opportunity to…
Changes to $677 Million in Unclaimed money
Changes to the Commonwealth unclaimed money laws In December 2012, Commonwealth laws that govern unclaimed money were amended by the Treasury Legislation Amendment (Unclaimed Money and Other Measures) Act 2012. Institutions have until 31 May 2013 to provide unclaimed money records to ASIC. What do the changes mean for you? For consumers, the most significant…
The danger of Set and Forget
I always use the analogy of a freshly landscaped garden when it comes to your own financial plan. Once established and the new plants are watered in, you can’t let it go unattended and expect it to thrive. It requires weeding, fertilising and monitoring, and your own financial plan is no different. A set and…
Olivia speaks on radio about the recent super changes
Olivia speaks to ABC radio about the recent super changes. Here the audio link below (Source:612ABC) cheap antivirus software download https://www.aspireretire.com.au/wp-content/uploads/2013/04/Memo1.m4a zp8497586rq
Comfortable vs modest retirement
One of the most obvious questions asked when planning for your retirement is what level of comfort you want to enjoy in your golden years. To know what constitutes “comfortable”, Westpac/ASFA publish a survey as a guide to what the average person spends per year. The survey assumes home ownership and shows figures for a…
Olivia features on the Front cover of Charter Magazine
Aspire Retire's Olivia Maragna is featured on the front cover of Charter Magazine. Best in class: Practice, prizes and the personal touch: Olivia Maragna’s inspiring business journey. She has built a solid reputation as a leader in the financial planning sector, and it comes from a fundamental appreciation of hard work. Read the full article…
The Clean Energy Supplement has started
The Clean Energy Supplement has started download software The clean energy supplement is an ongoing, automatic payment to help eligible households with any impact from the carbon price on everyday expenses. This payment is a part of the Household Assistance Package. Eligibility basics – receive an income support payment, pension or Family Tax Benefit…
Tips for long-term business success
Owning your own business is one of the most risky investments you can have. Whilst you take on more risk being in business, ideally the returns should also be bigger –whether it is financially or non-financial through flexible work conditions or work life balance. As a business owner, there are some important financial aspects that…
Superannuation changes can affect everyone
While there is a lot of talk from our Government around tinkering with superannuation, it's important to note that changes have the potential to affect nearly every one of us. There are now more than 31.9 million superannuation accounts in Australia with over $117.5 billion contributed to superannuation in the year to June 2012. This…
It’s never to late to start planning for retirement.
It's never to late to start planning for retirement. Aspire Retire's Olivia Maragna and Australian Adviser of the Year responds to this question as finance expert for Brisbane Times. Question from John, of Capalaba: I don't own a house. I'm unlikely to be in a position to buy a house. Ever. This is okay now…