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Money with Olivia Maragna on ABC Radio: Top tips for protecting yourself from scams

We’ve all seen media reports about ordinary Australians losing their entire savings after responding to a phone, email or mail offer that was impossible to resist. But while some people may be naïve, scammers are also getting smarter. Almost six million Australians are exposed to scams and frauds during any given year – so what…

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The benefit of dividends

As a shareholder you receive a share in the company’s profits or earnings by being paid a dividend. Think of your dividend like interest on a term deposit – it is the income you earn from the investment. Generally Australian listed companies pay dividends twice each year. There is no requirement for the company to…

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Boosting your retirement savings

Money with Olivia Maragna: Boosting your retirement savings on 612ABC Radio Brisbane real online casinos How much superannuation do you have?  How much superannuation do you need? When you start working you don't care about super, in the middle of working, you're too busy to care!  But all of sudden you're retiring, and then you…

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Cash rate cut by 0.25% to 2.5 per cent

At its meeting today, the Board decided to lower the cash rate by 25 basis points to 2.5 per cent, effective 7 August 2013. best place to buy cigars online Recent information is consistent with global growth running a bit below average this year, with reasonable prospects of a pick-up next year. Commodity prices have…

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New Financial Year Checklist

The new financial year is a great time to take another look at your finances  and reflect on what you have achieved, where you want to go and what you need to  get there. These times of reflection are critical to our lives whether we run  our own business, are employed or retired.  The below…

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Tips & traps of salary sacrifice

You've probably heard of salary sacrificing, but how well do you understand it? write my paper You can use it to contribute to superannuation funds – even lease for motor vehicles. So, is it something that you should or shouldn't do? Financial expert and Australia's adviser of the year, Olivia Maragna from Aspire Retire Financial…

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New super changes starting 1 July

The Government made some changes to the superannuation system recently.  These include – Super guarantee to rise from 9% to 9.25%. Increase in superannaution contribution cap for over 60's from $25,000 to $35,000. New super guarantee requirements for workers over 70.  Financial Adviser and recently named Australia's adviser of the year, Olivia Maragna from Aspire Retire…

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Olivia features on front cover giving her top tax tips

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30 ways to maximise your tax return

The end of the financial year is rapidly approaching and now is certainly a great time to take steps to reduce your tax bill and put yourself in the best position for the next financial year. All too often tax planning is left to the last minute which makes it difficult to minimise tax, so…

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2013 Federal Budget Wrap Up from Aspire Retire

2013 Federal Budget Wrap Up from Aspire Retire Click here Federal Budget 2013      

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Federal Budget Summary 2013

Budget Summary 2013 Personal Income Tax Deferral of the 2015-16 tax cuts. The Government will defer tax cuts until the carbon price is projected to be above $25.40 in the Budget. This is essentially estimated to be in 2018-19.  Introduction of Disability Care Australia The significant reform is the introduction of DisabilityCare and the increase…

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How does the federal budget affect you?

THE Budget has delivered better funding for school kids but little relief for families. People with disabilities and entrepreneurs are getting more funding, smokers are getting taxed more, and pensioners stand to benefit from selling their houses. Find out what the Budget means for you. If you’re thinking of having a baby… … it’s time…

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