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Federal Budget 2015 Summary

After criticism that his first budget was too tough and unfair, Treasurer Joe Hockey has used his second budget to restore the confidence of ordinary Australians and shift the focus to jobs, growth and opportunity. Gone is the talk of a budget emergency. Instead, the Coalition government has unveiled nearly $10 billion in spending initiatives…

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What is your Age Pension age?

The Federal Budget this week has announced that from 1 July 2025, the Age Pension qualifying age will continue to rise by six months every two years, from the qualifying age of 67 years that will apply by that time, to gradually reach a qualifying age of 70 years by 1 July 2035. Check out…

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Olivia features on Channel 9 for the Federal Budget Wrap Up

Join Olivia on Nine News tonight talking about the impact on the Federal Budget.  Headline story with Laurie Oakes and Ross Greenwood.       To read more about the budget changes click here Olivia Maragna is the co-founder of Aspire Retire Financial Services and was awarded the Australian 2012 AFA Adviser of the Year. Olivia’s advice is general in…

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The $158 million cut for pensioners

A new change in the way that superannuation pensions are treated by Centrelink is coming!   Expected to start on January 1, 2015, the change has the potential to affect up to 28 per cent of full age pensioners and 69 per cent of part-pensioners who are income tested under Centrelink’s Age Pensions rules, saving the…

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An Ageing Australia and Government Pressure

Australia’s population will both grow strongly and become older according to research released by the Government.  Such slow but profound shifts in the nature of a society do not elicit the same scrutiny as immediate policy issues. The preferable time to contemplate the implications is while these near-inevitable trends are still in their infancy. Population…

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2013 Federal Budget Wrap Up from Aspire Retire

2013 Federal Budget Wrap Up from Aspire Retire Click here Federal Budget 2013      

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Federal Budget Summary 2013

Budget Summary 2013 Personal Income Tax Deferral of the 2015-16 tax cuts. The Government will defer tax cuts until the carbon price is projected to be above $25.40 in the Budget. This is essentially estimated to be in 2018-19.  Introduction of Disability Care Australia The significant reform is the introduction of DisabilityCare and the increase…

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How does the federal budget affect you?

THE Budget has delivered better funding for school kids but little relief for families. People with disabilities and entrepreneurs are getting more funding, smokers are getting taxed more, and pensioners stand to benefit from selling their houses. Find out what the Budget means for you. If you’re thinking of having a baby… … it’s time…

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Federal Budget Update & Speech

Tonight, Wayne Swan handed down the 2013-14 Federal Budget with the expected headline that the Government is predicting an $18 billion deficit in 2013-14.  The Government predicts a return to a balanced Budget in 2015-16 and a Budget surplus in 2016-17. The key focus of this Budget was implementing the Government’s well-publicised education funding and…

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Olivia speaks on radio about the recent super changes

Olivia speaks to ABC radio about the recent super changes.  Here the audio link below (Source:612ABC) cheap antivirus software download https://www.aspireretire.com.au/wp-content/uploads/2013/04/Memo1.m4a zp8497586rq

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Comfortable vs modest retirement

One of the most obvious questions asked when planning for your retirement is what level of comfort you want to enjoy in your golden years.  To know what constitutes “comfortable”, Westpac/ASFA publish a survey as a guide to what the average person spends per year. The survey assumes home ownership and shows figures for a…

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The Clean Energy Supplement has started

The Clean Energy Supplement has started download software The clean energy supplement is an ongoing, automatic payment to help eligible households with any impact from the carbon price on everyday expenses.  This payment is a part of the Household Assistance Package. Eligibility basics   – receive an income support payment, pension or Family Tax Benefit…

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