Keeping you informed and up to date.

At its meeting today, the Board decided to lower the cash rate by 25 basis points to 2.5 per cent, effective 7 August 2013. best place to buy cigars online Recent information is consistent with global growth running a bit below average this year, with reasonable prospects of a pick-up next year. Commodity prices have…

Credit card debt is now sitting over $35 billion dollars in Australia which is an interest bill of over $6 billion each year. If you owe money on your credit card, you know that feeling of pain all too well. So how do you get that debt under control and keep on top of those…

The new financial year is a great time to take another look at your finances  and reflect on what you have achieved, where you want to go and what you need to  get there. These times of reflection are critical to our lives whether we run  our own business, are employed or retired.  The below…

You've probably heard of salary sacrificing, but how well do you understand it? write my paper You can use it to contribute to superannuation funds – even lease for motor vehicles. So, is it something that you should or shouldn't do? Financial expert and Australia's adviser of the year, Olivia Maragna from Aspire Retire Financial…

Now’s the time to give your business a financial leg-up. A new financial year is a fantastic opportunity to forge ahead with strategies for increasing your profits. According to the Sensis Business Index, 53 per cent of the 1800 small businesses surveyed in April were confident about their prospects for the year ahead. Olivia Maragna,…

The Government made some changes to the superannuation system recently.  These include – Super guarantee to rise from 9% to 9.25%. Increase in superannaution contribution cap for over 60's from $25,000 to $35,000. New super guarantee requirements for workers over 70.  Financial Adviser and recently named Australia's adviser of the year, Olivia Maragna from Aspire Retire…

It’s the start of the new financial year and whilst for many it may not feel like a big deal, it might come as surprise to some that this may mean less in your pay packet. The Government has brought in new rules around increasing superannuation guarantee from 9% to 9.25% and whilst it sounds…

It's tax time! write my essay It is that time of year when many people are scrambling around looking for receipts, digging out the old shoe box or going through the credit card statements. It is tax time and most people do not want to pay more than they have to. So what is the…

Did you know that there is Medicare, Medicare Surcharge, Lifetime Loading and Health Insurance Rebates and each one of these has different rules around whether they apply to you depending on your income and age? Confused?  Listen to Aspire Retire's Olivia Maragna explain these on ABC Radio. Financial Adviser and Australia's adviser of the year,…

In today’s world of technology and gadgets, it can certainly be tough to teach children a sense of being prudent or frugal with money. We have to keep in mind that these days they will rarely see money spent any way other than from a machine in the wall or seeing their parents handing over…

With health insurance premiums always on the rise, the argument of whether to have health insurance or not has been waged for many years.  Do I take out health insurance or do I invest the same amount each year and use this if I get sick? And what about the tax or rebate incentives, are…

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