Keeping you informed and up to date.

You’ve planned financially for your retirement and now that it is here … the time has come to travel and pursue those hobbies you’ve always wanted to try. That is, of course, unless you’ve somehow become a day care centre for your grand children. Are more and more retirees missing their window of opportunity to…

Negatively geared property investors lost an astonishing $13.2 billion in 2010-11. So will the government change the rules around this tax perk? RENTAL INCOME AND DEDUCTIONS There are now 1.76 million people in Australia who own an interest in a rental property. The figures identify negative gearing as one of the key drains on personal tax…

State of the States – State & territory economic performance report How are Australia’s states and territories performing? Each quarter CommSec attempts to find out by analysing eight key indicators: economic growth; retail spending; equipment investment; unemployment, construction work done; population growth; housing finance and dwelling commencements. Just as the Reserve Bank uses decade averages…

BRISBANE families are watching every cent as household budgets struggle to cover increasing costs with less income. THE Watts family juggle a small business, household expenses and a mortgage – all without a credit card. Currently on maternity leave from her HR consulting business watts next, Sue-Ellen Watts said the family budget put aside money…

Changes to the Commonwealth unclaimed money laws In December 2012, Commonwealth laws that govern unclaimed money were amended by the Treasury Legislation Amendment (Unclaimed Money and Other Measures) Act 2012.  Institutions have until 31 May 2013 to provide unclaimed money records to ASIC.  What do the changes mean for you? For consumers, the most significant…

I always use the analogy of a freshly landscaped garden when it comes to your own financial plan. Once established and the new plants are watered in, you can’t let it go unattended and expect it to thrive. It requires weeding, fertilising and monitoring, and your own financial plan is no different. A set and…

Olivia speaks to ABC radio about the recent super changes.  Here the audio link below (Source:612ABC) cheap antivirus software download https://www.aspireretire.com.au/wp-content/uploads/2013/04/Memo1.m4a zp8497586rq

One of the most obvious questions asked when planning for your retirement is what level of comfort you want to enjoy in your golden years.  To know what constitutes “comfortable”, Westpac/ASFA publish a survey as a guide to what the average person spends per year. The survey assumes home ownership and shows figures for a…

Aspire Retire's Olivia Maragna is featured on the front cover of Charter Magazine.   Best in class: Practice, prizes and the personal touch: Olivia Maragna’s inspiring business journey.   She has built a solid reputation as a leader in the financial planning sector, and it comes from a fundamental appreciation of hard work. Read the full article…

The Clean Energy Supplement has started download software The clean energy supplement is an ongoing, automatic payment to help eligible households with any impact from the carbon price on everyday expenses.  This payment is a part of the Household Assistance Package. Eligibility basics   – receive an income support payment, pension or Family Tax Benefit…

Changing jobs can be an exciting time and with so much happening, it’s not surprising that most people forget about the financial ramifications of moving on. Two of the most important issues to consider are your superannuation and life insurance so here is a financial checklist to keep in mind for when you make your…

Owning your own business is one of the most risky investments you can have. Whilst you take on more risk being in business, ideally the returns should also be bigger –whether it is financially or non-financial through flexible work conditions or work life balance. As a business owner, there are some important financial aspects that…