Keeping you informed and up to date.

The end of the financial year is rapidly approaching and now is certainly a great time to take steps to reduce your tax bill and put yourself in the best position for the next financial year. All too often tax planning is left to the last minute which makes it difficult to minimise tax, so…

2013 Federal Budget Wrap Up from Aspire Retire Click here Federal Budget 2013      

Budget Summary 2013 Personal Income Tax Deferral of the 2015-16 tax cuts. The Government will defer tax cuts until the carbon price is projected to be above $25.40 in the Budget. This is essentially estimated to be in 2018-19.  Introduction of Disability Care Australia The significant reform is the introduction of DisabilityCare and the increase…

THE Budget has delivered better funding for school kids but little relief for families. People with disabilities and entrepreneurs are getting more funding, smokers are getting taxed more, and pensioners stand to benefit from selling their houses. Find out what the Budget means for you. If you’re thinking of having a baby… … it’s time…

The Reserve Bank has cut interest rates by a quarter percentage point to a historic low of 2.75% so it doesn’t surprise me when people start asking when the “right time” will be to fix? Australians now understand more than ever how the Reserve Bank of Australia uses interest rates to manage the economy. So…

Statement by Glenn Stevens, Governor: Monetary Policy Decision At its meeting today, the Board decided to lower the cash rate by 25 basis points to 2.75 per cent, effective 8 May 2013. The global economy is likely to record growth a little below trend this year, before picking up next year. Among the major regions,…

Winner proves she’s in for the long haul It’s a sobering statistic but less than 40 per cent of businesses that launched a decade ago are still around today, according to official figures. Worse, Australian Bureau of Statistics numbers show half never make it to their fourth year. It’s for this reason that Telstra’s 2008…

Negatively geared property investors lost an astonishing $13.2 billion in 2010-11. So will the government change the rules around this tax perk? RENTAL INCOME AND DEDUCTIONS There are now 1.76 million people in Australia who own an interest in a rental property. The figures identify negative gearing as one of the key drains on personal tax…

State of the States – State & territory economic performance report How are Australia’s states and territories performing? Each quarter CommSec attempts to find out by analysing eight key indicators: economic growth; retail spending; equipment investment; unemployment, construction work done; population growth; housing finance and dwelling commencements. Just as the Reserve Bank uses decade averages…

I always use the analogy of a freshly landscaped garden when it comes to your own financial plan. Once established and the new plants are watered in, you can’t let it go unattended and expect it to thrive. It requires weeding, fertilising and monitoring, and your own financial plan is no different. A set and…

Olivia speaks to ABC radio about the recent super changes.  Here the audio link below (Source:612ABC) cheap antivirus software download https://www.aspireretire.com.au/wp-content/uploads/2013/04/Memo1.m4a zp8497586rq

Aspire Retire's Olivia Maragna is featured on the front cover of Charter Magazine.   Best in class: Practice, prizes and the personal touch: Olivia Maragna’s inspiring business journey.   She has built a solid reputation as a leader in the financial planning sector, and it comes from a fundamental appreciation of hard work. Read the full article…