Federal Budget 2015 Summary
After criticism that his first budget was too tough and unfair, Treasurer Joe Hockey has used his second budget to restore the confidence of ordinary Australians and shift the focus to jobs, growth and opportunity. Gone is the talk of a budget emergency. Instead, the Coalition government has unveiled nearly $10 billion in spending initiatives…
Health Insurance premiums are on the rise
Health Insurance premiums are on the rise and on 1 April, Australians can expect a hit to the hip pocket with an average increase to health insurance premiums by 6.18%, adding approximately $200 a year to the cost of the average family policy. With over 13 million Australians now having some form of private health…
Are you Committing Financial Infidelity?
It might not seem as serious as the more traditional form of cheating, but financial infidelity can lead to all the same feelings of betrayal and anger – and end up in divorce too. So, what exactly is financial infidelity? Often, people only think of the obvious culprits – overspending on the credit card and…
Nations Most Trusted Adviser
Co-founders Stephen Degiovanni and Olivia Maragna have been awarded a place on the Nations Most Trusted Adviser List. Both Stephen and Olivia have been benchmarked, examined and tested to emerge on the prestigious list of only 33 advisers named across the country, an achievement in itself that two advisers from the same practice have made…
Eight’s the age – Ways to help children save
Personal finance editor John Collett and financial planner Olivia Maragna discuss strategies for parents to help their children establish good savings habits.
5 Changes starting on 1 July
Olivia was interviewing on ABC Radio on some new changes starting on 1 July 2014. Listen here – https://www.youtube.com/watch?v=DdFSFLP-mHw Source: ABC Radio
The 1 Million Milestone for Super
With more than a 26 per cent growth in four years and more than $560 billion dollars in assets, the Self-Managed Super Fund (SMSF) industry has hit an incredible milestone – 1 million members. With an average balance of more than $543,000 per member, the growth of SMSF’s has continued with another 6374 net establishments…
Get the most from End of Financial Year Super Incentives
With the talk of working longer and the emphasis on taking care of your own retirement, here are some super incentives you may be able to take advantage of. Consider these before the end of financial year. Salary sacrifice Salary sacrifice is not for everyone but it can be an effective strategy to reduce tax…
Olivia was recently interviewed by Alan Kohler
Olivia was recently invited to be interviewed by respected Finance Journalist, Alan Kohler. You can listen to the interview below. The interview must have made an impression with Alan as he then wrote about her the next day in The Australian newspaper and for ABC’s online news. Alan Kohler is the founder of Business Spectator,…
What is your Age Pension age?
The Federal Budget this week has announced that from 1 July 2025, the Age Pension qualifying age will continue to rise by six months every two years, from the qualifying age of 67 years that will apply by that time, to gradually reach a qualifying age of 70 years by 1 July 2035. Check out…
Olivia features on Channel 9 for the Federal Budget Wrap Up
Join Olivia on Nine News tonight talking about the impact on the Federal Budget. Headline story with Laurie Oakes and Ross Greenwood. To read more about the budget changes click here Olivia Maragna is the co-founder of Aspire Retire Financial Services and was awarded the Australian 2012 AFA Adviser of the Year. Olivia’s advice is general in…
Aspire Retire Federal Budget Analysis 2014
Aspire Retire Federal Budget Analysis 2014 May 2014: ‘Pain with a purpose’ Treasurer Joe Hockey’s maiden budget delivers some bitter medicine to all Australians in a bid to shrink the deficit. Despite the emergency rhetoric, the underlying deficit forecast was revised from $33.9 billion in the mid-year economic and fiscal outlook to $29.8 billion in…