Keeping you informed and up to date.

After an extraordinary month of social and economic hibernation, there are positive signs that some of the restrictions on our everyday lives will soon be loosened somewhat. This is welcome news for households, businesses and our economy.   In our newsletter this month, we take a look at what the RBA is doing to keep…

The end of the election uncertainty and the investor-friendly policies of the Coalition produced a relief rally on financial markets. The Australian dollar bounced back above US69c on Monday after falling to three-year lows the day before the election, while local shares surged to an 11-year high on Monday before losing some of their gains…

After the surprise win for the Coalition in the federal election, many people are wondering exactly where we are when it comes to superannuation and what will be tweaked under the new government. The significant legislative changes that came into effect on July 1, 2017, are still being bedded down but there are a few…

With the federal election less than a week away, many Australians are wondering how their nest egg will be impacted by the different policies.  With superannuation being a near $3 trillion-dollar pot of gold for the parties, we look at how the Liberals and Labor Party may tinker with your retirement plans. Adding extra to…

There is one thing for sure in the lead up to this election – it seems everyone is getting fired up over refundable franking credits and they aren’t holding back on their criticism.  However, there is one thing I have learned over the last few months, and that is, that most still don’t understand how…

Insurer Average increase with rate protection (%) 2013 2014 2015 2016 2017 2018 2019 ACA Health Benefits Fund Limited 5.89% 5.78% 4.96% 6.19% 4.70% 2.72% 3.23% Australian Unity Health Limited 5.23% 6.62% 6.26% 5.05% 4.46% 3.89% 3.35% BUPA HI Pty Ltd 5.80% 6.35% 5.59% 5.69% 4.90% 3.99% 2.99% CBHS Corporate Health Pty Ltd    …

Your financial well-being and plans for the future can be impacted by various economic events, so below is a video to assist you to stay up to date with the latest indicators.  The economic news out of the US and in Australia was mostly positive in November, but that didn’t stop volatility in the markets….

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Scott Morrison did his best at explaining the tax cuts on budget night but how many Australians understood exactly what it means to them?  With talk of the Low Income Tax Offset, marginal tax rates changing, and then completely abolishing one of marginal tax rates over a 7 year plan, the only number most can…

Money musts when you split up Separating from your partner can be really difficult and it can also be hard on your finances. You may feel overwhelmed as there are many things to sort out. This checklist gives you some practical steps to separate your finances and get your money on track. You can also…

Statement by Philip Lowe, Governor: Monetary Policy Decision At its meeting today, the Board decided to leave the cash rate unchanged at 1.50 per cent. Conditions in the global economy are continuing to improve. Labour markets have tightened further and above-trend growth is expected in a number of advanced economies, although uncertainties remain. Growth in…

The end of the financial year is rapidly approaching and planning is much harder this year, with the complexity of also taking into consideration the new changes to tax and superannuation starting on 1 July. Delay looking at this now and it could cost you thousands after 1 July. Now, I must be honest and…