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Interest Rate Announcement

Statement by Philip Lowe, Governor: Monetary Policy Decision At its meeting today, the Board decided to leave the cash rate unchanged at 1.50 per cent. Conditions in the global economy are continuing to improve. Labour markets have tightened further and above-trend growth is expected in a number of advanced economies, although uncertainties remain. Growth in…

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Olivia features on Channel 9 for the Federal Budget Wrap Up

Join Olivia on Nine News tonight talking about the impact on the Federal Budget.  Headline story with Laurie Oakes and Ross Greenwood.       To read more about the budget changes click here Olivia Maragna is the co-founder of Aspire Retire Financial Services and was awarded the Australian 2012 AFA Adviser of the Year. Olivia’s advice is general in…

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Olivia Maragna – CEO Magazine – Is investment property right for me?

Investing in property has been a popular way for Australians to build long-term wealth but like everything there is a time for growth, usually followed by a period of slowing down. So whilst it’s unlikely in the short term to see a repeat of the property boom we have experienced in the 2000’s, the question…

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Money with Olivia Maragna on ABC Radio: Fixing your home loan

Most major banks swiftly decreased their interest rates, so is now the right time for you to fix your home loan? Australian Adviser of the Year Olivia Maragna from Aspire Retire, joined the program to explain.!

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Cash rate cut by 0.25% to 2.5 per cent

At its meeting today, the Board decided to lower the cash rate by 25 basis points to 2.5 per cent, effective 7 August 2013. best place to buy cigars online Recent information is consistent with global growth running a bit below average this year, with reasonable prospects of a pick-up next year. Commodity prices have…

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Credit card debt hits $35 billion

Credit card debt is now sitting over $35 billion dollars in Australia which is an interest bill of over $6 billion each year. If you owe money on your credit card, you know that feeling of pain all too well. So how do you get that debt under control and keep on top of those…

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New Financial Year Checklist

The new financial year is a great time to take another look at your finances  and reflect on what you have achieved, where you want to go and what you need to  get there. These times of reflection are critical to our lives whether we run  our own business, are employed or retired.  The below…

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Tips & traps of salary sacrifice

You've probably heard of salary sacrificing, but how well do you understand it? write my paper You can use it to contribute to superannuation funds – even lease for motor vehicles. So, is it something that you should or shouldn't do? Financial expert and Australia's adviser of the year, Olivia Maragna from Aspire Retire Financial…

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How does the federal budget affect you?

THE Budget has delivered better funding for school kids but little relief for families. People with disabilities and entrepreneurs are getting more funding, smokers are getting taxed more, and pensioners stand to benefit from selling their houses. Find out what the Budget means for you. If you’re thinking of having a baby… … it’s time…

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RBA cuts interest rates

Statement by Glenn Stevens, Governor: Monetary Policy Decision At its meeting today, the Board decided to lower the cash rate by 25 basis points to 2.75 per cent, effective 8 May 2013. The global economy is likely to record growth a little below trend this year, before picking up next year. Among the major regions,…

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Negatively gearing on rental properties under attack

Negatively geared property investors lost an astonishing $13.2 billion in 2010-11. So will the government change the rules around this tax perk? RENTAL INCOME AND DEDUCTIONS There are now 1.76 million people in Australia who own an interest in a rental property. The figures identify negative gearing as one of the key drains on personal tax…

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Cut the cards to stay out of trouble

BRISBANE families are watching every cent as household budgets struggle to cover increasing costs with less income. THE Watts family juggle a small business, household expenses and a mortgage – all without a credit card. Currently on maternity leave from her HR consulting business watts next, Sue-Ellen Watts said the family budget put aside money…

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