Keeping you informed and up to date.

The new financial year is a great time to take another look at your finances  and reflect on what you have achieved, where you want to go and what you need to  get there. These times of reflection are critical to our lives whether we run  our own business, are employed or retired.  The below…

You've probably heard of salary sacrificing, but how well do you understand it? write my paper You can use it to contribute to superannuation funds – even lease for motor vehicles. So, is it something that you should or shouldn't do? Financial expert and Australia's adviser of the year, Olivia Maragna from Aspire Retire Financial…

Now’s the time to give your business a financial leg-up. A new financial year is a fantastic opportunity to forge ahead with strategies for increasing your profits. According to the Sensis Business Index, 53 per cent of the 1800 small businesses surveyed in April were confident about their prospects for the year ahead. Olivia Maragna,…

The Government made some changes to the superannuation system recently.  These include – Super guarantee to rise from 9% to 9.25%. Increase in superannaution contribution cap for over 60's from $25,000 to $35,000. New super guarantee requirements for workers over 70.  Financial Adviser and recently named Australia's adviser of the year, Olivia Maragna from Aspire Retire…

It’s the start of the new financial year and whilst for many it may not feel like a big deal, it might come as surprise to some that this may mean less in your pay packet. The Government has brought in new rules around increasing superannuation guarantee from 9% to 9.25% and whilst it sounds…

It's tax time! write my essay It is that time of year when many people are scrambling around looking for receipts, digging out the old shoe box or going through the credit card statements. It is tax time and most people do not want to pay more than they have to. So what is the…

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The end of the financial year is rapidly approaching and now is certainly a great time to take steps to reduce your tax bill and put yourself in the best position for the next financial year. All too often tax planning is left to the last minute which makes it difficult to minimise tax, so…

2013 Federal Budget Wrap Up from Aspire Retire Click here Federal Budget 2013      

Budget Summary 2013 Personal Income Tax Deferral of the 2015-16 tax cuts. The Government will defer tax cuts until the carbon price is projected to be above $25.40 in the Budget. This is essentially estimated to be in 2018-19.  Introduction of Disability Care Australia The significant reform is the introduction of DisabilityCare and the increase…

THE Budget has delivered better funding for school kids but little relief for families. People with disabilities and entrepreneurs are getting more funding, smokers are getting taxed more, and pensioners stand to benefit from selling their houses. Find out what the Budget means for you. If you’re thinking of having a baby… … it’s time…

Tonight, Wayne Swan handed down the 2013-14 Federal Budget with the expected headline that the Government is predicting an $18 billion deficit in 2013-14.  The Government predicts a return to a balanced Budget in 2015-16 and a Budget surplus in 2016-17. The key focus of this Budget was implementing the Government’s well-publicised education funding and…