Olivia Maragna – CEO Magazine – Is investment property right for me?
Investing in property has been a popular way for Australians to build long-term wealth but like everything there is a time for growth, usually followed by a period of slowing down. So whilst it’s unlikely in the short term to see a repeat of the property boom we have experienced in the 2000’s, the question…
The benefit of dividends
As a shareholder you receive a share in the company’s profits or earnings by being paid a dividend. Think of your dividend like interest on a term deposit – it is the income you earn from the investment. Generally Australian listed companies pay dividends twice each year. There is no requirement for the company to…
Boosting your retirement savings
Money with Olivia Maragna: Boosting your retirement savings on 612ABC Radio Brisbane real online casinos How much superannuation do you have? How much superannuation do you need? When you start working you don't care about super, in the middle of working, you're too busy to care! But all of sudden you're retiring, and then you…
The credit card trap
Credit card debt is now sitting at around $35 billion dollars in Australia, which is an interest bill of over $6 billion each year. This represents more than $4,680 of credit card debt per card holder in Australia, with younger Australians getting into the trap of spending too much and not being able to pay…
Credit card debt hits $35 billion
Credit card debt is now sitting over $35 billion dollars in Australia which is an interest bill of over $6 billion each year. If you owe money on your credit card, you know that feeling of pain all too well. So how do you get that debt under control and keep on top of those…
New Financial Year Checklist
The new financial year is a great time to take another look at your finances and reflect on what you have achieved, where you want to go and what you need to get there. These times of reflection are critical to our lives whether we run our own business, are employed or retired. The below…
Tips & traps of salary sacrifice
You've probably heard of salary sacrificing, but how well do you understand it? write my paper You can use it to contribute to superannuation funds – even lease for motor vehicles. So, is it something that you should or shouldn't do? Financial expert and Australia's adviser of the year, Olivia Maragna from Aspire Retire Financial…
Superannuation increases: what's the catch?
It’s the start of the new financial year and whilst for many it may not feel like a big deal, it might come as surprise to some that this may mean less in your pay packet. The Government has brought in new rules around increasing superannuation guarantee from 9% to 9.25% and whilst it sounds…
It's tax time! Olivia Talks to ABC radio.
It's tax time! write my essay It is that time of year when many people are scrambling around looking for receipts, digging out the old shoe box or going through the credit card statements. It is tax time and most people do not want to pay more than they have to. So what is the…
Health Insurance explained
Did you know that there is Medicare, Medicare Surcharge, Lifetime Loading and Health Insurance Rebates and each one of these has different rules around whether they apply to you depending on your income and age? Confused? Listen to Aspire Retire's Olivia Maragna explain these on ABC Radio. Financial Adviser and Australia's adviser of the year,…
Tips for Children and money
In today’s world of technology and gadgets, it can certainly be tough to teach children a sense of being prudent or frugal with money. We have to keep in mind that these days they will rarely see money spent any way other than from a machine in the wall or seeing their parents handing over…
Do you really need health insurance?
With health insurance premiums always on the rise, the argument of whether to have health insurance or not has been waged for many years. Do I take out health insurance or do I invest the same amount each year and use this if I get sick? And what about the tax or rebate incentives, are…